REMAX PLATINUM
Buyers
What’s the first step in the home-buying process?
Start by getting pre-approved for a mortgage so you know your budget and strengthen your offers. A RE/MAX agent can connect you with trusted lenders.
Do I need to be pre-approved before I start house hunting?
Yes — pre-approval shows sellers you’re serious and helps clarify your price range before touring homes.
How much home can I really afford?
Your affordability depends on your income, credit score, debt levels, and down payment. We help you determine what makes sense financially.
What types of financing are available?
Buyers have options like conventional loans, FHA, VA, and USDA loans — each with different requirements. We can help you evaluate what’s best for you.
What should I look for when choosing a home?
Consider location, neighborhood amenities, school districts, condition of the property, and future resale potential.
Do I need a home inspection?
While not always required, professional home inspections are highly recommended to uncover issues before closing.
How long does it take to buy a home?
The timeline varies, but from offer to closing typically takes about 30–45 days after an offer is accepted.
Will using a real estate agent cost me extra?
Buyers generally don’t pay the agent’s commission — the seller typically covers it through the listing arrangement.
What are closing costs and who pays them?
Closing costs include lender fees and third-party charges. Responsibilities can vary, and your agent will review them with you.
Can I buy a home with a low down payment?
Yes — many loan programs allow down payments below 20% depending on eligibility.